Transfer, pay and shop all with MoMo
MTN Mobile Money is a fast, simple, convenient, secure and affordable way of transferring money, making payments and doing other transactions using a mobile phone.
The service is offered by MTN in partnership with over 10 partner banks. You can use MTN Mobile Money to send and receive money, top-up MTN airtime, pay bills (DStv, ECG Postpaid, MTN Postpaid, School fees and more), buy & pay for insurance, pay employee salaries, pay for airline tickets and other goods and services.
No need to travel far or wait impatiently to receive or send money. Register with a valid photo ID today and enjoy the ease and convenience Mobile Money offers.
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How to
Personal
How to buy treasury bills with MoMo
Personal
How to cash out your MoMo wallet from an ATM
Personal
How to transfer money from your bank account to your MoMo wallet
Personal
How to pay school fees with MoMo
Personal
How to pay your electric bills with MoMo
Personal
How to reset your MoMo PIN
Personal
How to pay with MoMo Pay
Agent
How to become a MoMo Agent
Merchant
How to become a MoMo Merchant
Personal
How to pay your water bill
Fees
| Transaction Point |
Services Type |
Transaction Limit (GHC) |
Charges (GHC) |
| At Merchant’s/ Agent |
Registration | Free | |
| At Merchant’s/ Agent |
Money Transfer |
1 – 50 | 2.50 |
| At Merchant’s/ Agent |
Money Transfer | Above 50 | 5% |
| At Merchant’s/ Agent |
Cash-out | 1 – 50 | 0.50 |
| At Merchant’s/ Agent |
Cash-out | Above 50 | 1% |
| On Mobile | Money Transfer (P2P) |
1 – 50 | 0.50 |
| On Mobile | Money Transfer (P2P) |
Above 50 | 1% |
| On Mobile | Money transfer (A2C) |
1- 50 | 1.50 |
| On Mobile | Money transfer (A2C) |
Above 50 | 3% |
| On Mobile | Airtime top – up | 1 -100 | Free |
| On Mobile | Bill payment – ECG , GOtv | N/A | 0.50 Flat |
| On Mobile | Bill payment – DSTV, MTN Postpaid School Fees |
N/A N/A |
Free 2 Flat |
| Account Management |
Balance enquiry | N/A | Free |
| Account Management |
Mini statement | N/A | 0.01 |
Get the MyMTN app for free!
The latest version of the MyMTN app is available for iOS and Android. No data chargers for MTN users.
